Farm Loan

SarvaGram is committed to assist you with timely credit for all of your agricultural needs. Our aim is to assist you with all your wide range of agricultural business needs and help you transition to a better life. It includes activities to grow and maintain the farms, purchase of farm equipment, improving productivity with better technology, setting up irrigation or purchase of milch animals.

  • SarvaGram has all your farm requirements covered to assist you with a flexible farm loan with an easy process

*Terms and Conditions apply

**Other eligibility criteria and conditions are applicable depending on the nature of case

Loan Features

360 Degree assessment of household income
Best possible assessment of loan requirement
High-tech high–touch distribution platform
Simplified documentation

Eligibility

  • Households that own and cultivate agricultural land either themselves or in partnership (lease in/out land) with others
  • Households that own and rear milch animals (Cows & Buffaloes) for commercial sale of Milk

Calculate EMI

Loan Amount (in )
100000 1000000
Tenure
(in months)
3 60
Months
Interest Rate (% P.A.)
10 20
%
EMI Amount

FAQs

How can I avail the Farm Loan facility?

You can visit nearest SarvaGram branch or give a missed call on our toll free number, 8101777555.

Households that own and cultivate agricultural land either themselves or in partnership (lease in/out land) with others
Households that own and rear milch animals (Cows & Buffaloes) for commercial sale of Milk

• Recent photograph
• Valid Identity Proof such as PAN Card, Driving License
• Valid Address Proof such as Aadhar Card, Passport, Voter Id, Driving License

You can repay the loan through NACH [Equated Monthly Instalments (EMI) or Bullet payment].

You can check the status of your loan application from your account summary available on SarvaGram’s website and app post logging into your page.

• Foreclosure charges:
If less than 50% tenure is served: 4% of POS
If more than 50% tenure is served: 3% of POS
• Processing Fee: 2% of Sanction amount
• Legal and Technical Charges: as actual will be borne by the Customer
• Processing Fee: 2% of Sanction amount
• Registration/Stamp duty Charges: as actual will be borne by the Customer
• Penal Charges: 4% over and above applicable ROI
• Bounce Charges: Rs. 300/- per Bounce

SarvaGram loan facilities are available at all our branch locations. You can locate the nearest branch using our branch locator

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